Findlay Hyundai takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
The jump between car shopper and car owner is a thrilling one. Whether you plan to finance or lease your next Hyundai vehicle, our team here at Findlay Hyundai is ready to help you make that leap and guide you towards that moment when you can finally drive your dream car home. So, if you’re ready to make your next move, our helpful team of auto financing experts in Washington will work with local banks and lenders to help you find an affordable financing solution for your needs.
Whether you should finance, or lease depends on a few factors. A lease carries a lower monthly payment and is under warranty for the duration of the term. And, at the end of the term, you can upgrade to a new model; so, it’s a great option if you like always having access to the latest automotive technologies and features. However, it’s important to consider that a lease has mileage limits. And, because you won’t own the car, you aren’t able to make major modifications. With a loan, payments are a little higher, but the car is yours; so, you’re paying into equity and can make changes to your heart’s content.
Find out just how easy financing your next car can be with the help of Findlay Hyundai.
While financing a car can be a trying endeavor at other dealerships around Santa Clara, Ivins and Washington, UT these days, you’ll find it refreshingly simple here at Findlay Hyundai. Feel free to fill out our online credit application to save some time, or drop by our dealership to ask our team any questions you might have.
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Whether you’re looking to buy a new vehicle or prefer the idea of leasing, we can help you obtain financing that fits your unique needs. We know everyone’s situation is different and that there is no one-size-fits-all approach to automotive financing. At Findlay Hyundai, we remain committed to taking the time to hear your story to match you with the most suitable terms possible. Keep reading to see what we can do for you and why we’ve become a trusted source in the area for quality vehicles, fair prices, and accessible finance options.
Two of the main types of auto finance options are financing and leasing. In the past, conventional financing was how most people funded a vehicle if they didn’t have the cash to pay for it outright. When you finance a car, you’re obtaining a loan from a lender. The process involves providing a downpayment and making monthly payments for a certain number of months until the balance plus interest gets paid. Financing continues to be the choice for many local drivers. It works well for those who have money to put down and can comfortably afford the associated monthly payment, along with other costs of owning and maintaining an automobile.
Buying also makes sense if you are someone who takes great pride in ownership or who places emphasis on independence. Financing doesn’t come with stipulations regarding how you care for your car, whether you modify it, or how many miles you drive. You can also sell or trade your model in on a new one or sell it any time during the life of your loan should you decide to upgrade or if your current situation should change. One of the big advantages many car buyers look forward to is making their final payment. It’s liberating to own your car and to be able to drive payment-free for a while.
Just because people did something for a long time doesn’t mean it’s right for everyone. Leasing has been gaining popularity among shoppers in recent years. That’s because it offers flexibility and accessibility to the new car market for a greater number of people. You may not want to own a vehicle right now. With a lease, you will not feel tied down to a long contract. Lease terms are usually only around three years in length.
A major attraction to leasing a vehicle is the savings it offers. Monthly payments are usually significantly less on a leased vehicle than they would be on a comparable model secured through conventional financing. Not only will you save money each month with a lease, you probably won’t need as much upfront for a downpayment. In addition, leasing usually comes with few maintenance costs. After all, most vehicles don’t usually require extensive repairs in their first few years on the road.
Leasing gets you more car for your money, potentially allowing you to afford a new model with the latest safety, tech, capability, and convenience features at an attainable price point. Better yet, if you choose, you can sign a new lease every few years and always be driving a late-model vehicle that’s well-equipped.
If you live around Hurricane, UT, we’d love to help you find the perfect vehicle and finance terms for you. You can apply for financing online at our website to get the ball rolling and save time at the dealership. We also welcome you to stop by to see us, explore our inventory, and take a test drive.
Findlay Hyundai takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.
